So you’ve decided to live a frugal life but cost cutting and penny pinching has got you nervous? Does being frugal mean that you will be destined to a life of boredom, always dreaming of having things you want but can’t afford? Heck no, it means you are going to stop wasting money on all the stuff that you don’t need and start saving for things that you truly desire. A trip around the world? A fat bank account? A college education for the kids?...