4 Ways You Can Retire Wealthy

When a person is in their twenties, they rarely start to consider retirement as a priority that needs to be taken care of. Many of us will see a million dollars or more pass through our hands, but very few of us will actually accumulate a million dollars towards our retirement. Why? Because many of us suffer poor planning and little foresight. There are many methods to set aside extra money for those later years, but it’s hard to know where to start...

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How to Cut your Business Electricity Costs

I won’t waste your time. You want to cut your business electricity costs. I’m going to tell you how. Read on and don’t bother thanking me. You’ve got an office to run and a world to take over. Office Lights A lot of offices keep their lights on, all day, whether it’s summer, winter, night or day. This is a terrible waste and an easy way to cut down on your energy costs. So, don’t do it. First things first, turn the lights off a night. When I...

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Tips for Great Holiday Money Deals

When planning for your overseas holiday, it is worth your while to shop around for your holiday money as it could end up saving you a reasonable chunk of money. Usually, good holiday money deals means spending less money on commission and charges, and enjoying a good exchange rate. To make your holiday money comparisons easier, we’ve compiled a few tips that will make your hard earned money go further. Buying Cash There are various means of buying...

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6 Frugal Date Ideas This Summer For A Better Savings Account

The Fab Four mentioned money can't buy love; so, why spend moolah while making amore?   This summer, rather than drain the savings account, keep it intact, finding other ways to court your main squeeze. Love is in the air; so are plenty of dollar-thin-date opportunities.  Check these 6 frugal-date ideas. 1)  Picnic You could show (and shed) off your savings account, bringing a date to the city's newest café.  Meh, plenty...

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Can I Spread Bet on Major Companies Stocks?

The reason why spread betting has become so popular in recent years is the ability for traders to place bets on a whole range of different markets using just one platform. These markets range from stocks, currencies, commodities, bonds and indices. Many spread betting brokers also provide multiple other special markets. Traditional stock traders have made a simple transition to spread betting, not only because it is a simple way to make money from...

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Debt Management Advice & Tips for Students

For many students, money management is a challenge. Faced with the temptation of alcohol, clothing, food, late night partying and spring break trips, many students still find it difficult to stick to a budget. To stay on track financially, track costs, and reduce your expenses wherever possible you need to be fully aware of where your money goes and how you can manage the inevitable debt that will be accrued.  Here is some advice and handy...

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4 Tips for Business Success in Hard Times

In today’s poor economy, many people have found that the business world isn’t exactly what they had pictured when they started out. Long hours, low pay, marketing mistakes, unsatisfied customers… not the glamorous picture that may you may have romanticized in your business plan. If you’ve found yourself in a business bind because of this harsh economy, here are some tips that can get your head back above water. Track and Control If you aren’t already...

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Tips to Reduce Holiday Spending Stress

As the world economy continues to evolve, some countries struggle mightily with inflation, unemployment and negative trade agreements. National credit ratings have been downgraded around the world, and only a few countries have maintained their pre-crash levels. Unfortunately, each nation's citizens – consumers – stagger under the weight of the financial continuing financial crunch: Unemployment vacillates, wages freeze or fall and spending plateaus....

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Credit Cards or Short Term Loans. Which Do You Preffer?

When in need of funds, what is the first thing that comes to mind? Two of the most common services people use when in need of money are credit cards and short term loans, each of them with their own advantages and disadvantages. Here are some facts that may help you choose the method best suited for your needs when in need of cash. Credit Cards - Is one card enough? First I would like to apologize for my prejudice but I fully support companies...

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Online Tools to Help you Understand your Spending

Understanding your finances can be daunting, especially for those of us who were never the best maths students. Debt most commonly occurs when people are spending more than they are earning, but when you don’t understand your spending habits, it becomes difficult to prevent the accumulation of debt. A number of online tools are now available, which may assist you in better understanding your finances. When browsing the internet, you will find...

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